Personal Insurance
You can't predict every change in life. But you can understand how your finances may be affected if your income stops, your health changes, or your family loses a primary source of income. Life insurance are designed to address different types of financial risks.
Why Alphabet Private Wealth
Compare available insurance options and make a more informed decision.
AIAInsurance Types
Six common categories of personal insurance. Select a cover to learn more.
A lump sum paid to your beneficiaries or estate upon death, helping protect those who depend on you.
Total & Permanent Disability cover may provide a lump sum if you meet the policy's definition of total and permanent disability.
TPD definitions, eligibility requirements and claim conditions vary between policies.
Income Protection may provide an income benefit if you are unable to work due to illness or injury, subject to the terms of the policy.
Waiting periods, benefit periods, benefit amounts and definitions vary between policies.
A lump sum may be payable when you are diagnosed with a specified medical condition or suffer a specified event covered by the policy.
Covered conditions and definitions vary between policies.
Business Expense Cover may help meet eligible ongoing business expenses if you become unable to work due to illness or injury, subject to the terms of the policy.
Eligibility, covered expenses, waiting periods and benefit periods vary between policies.
Child insurance may provide a lump sum if a covered child experiences a specified serious illness, injury or other insured event.
Covered conditions, definitions, limits and eligibility requirements vary between policies.
You may find it useful to think about how a change in your health, income or family circumstances could affect your financial commitments. Your answers are for information and discussion purposes only. They do not determine whether you need insurance or how much cover you should have.
Whether you already have a specific insurance enquiry or simply want to understand your current protection position, you can choose the pathway that suits you.
General Advice Process
Discuss your circumstances with an adviser.
Start with general information and a Protection Check.